AML / KYC Policy
Anti-Money Laundering & Know Your Customer Compliance Framework — mandatory for all Quantix AI bot subscribers.
Compliance Notice
Quantix AI Technologies Ltd. operates in full compliance with UK Anti-Money Laundering (AML) regulations — including the Proceeds of Crime Act 2002, Money Laundering Regulations 2017, and Terrorism Act 2000. KYC verification is mandatory for every subscriber before any bot subscription can be activated.
IMPORTANT: Failure to complete KYC verification will result in account restrictions and inability to activate any Quantix AI bot subscription or withdraw funds.
Policy Sections
UK Regulatory Compliance Framework
Quantix AI Technologies Ltd. complies with the following UK and international standards
Policy Statement
Quantix AI's commitment to AML compliance
Our Commitment
Quantix AI Technologies Ltd. is committed to the highest standards of AML and Counter-Terrorist Financing (CTF) compliance. All subscriber onboarding, capital acceptance, and account operations are conducted in strict accordance with:
UK Legislation
- Proceeds of Crime Act 2002 (POCA)
- Money Laundering Regulations 2017 (MLRs)
- Terrorism Act 2000 (counter-financing provisions)
- Data Protection Act 2018 / UK GDPR
Our Obligations
- Customer Due Diligence (CDD) — all subscribers
- Ongoing sanctions list screening
- SAR reporting to UK NCA where required
- 5-year minimum record retention
Legal Requirement
KYC verification is a legal requirement under UK AML law — not optional. Quantix AI is legally obligated to verify the identity of every subscriber before any bot subscription is activated or any capital is accepted.
KYC Verification Process
Four required steps — completed before subscription activation
Step-by-Step Verification
Basic Personal Information
Provide your personal details — must match your government-issued ID exactly.
Full Legal Name
As on government ID
Date of Birth
Must be 18+ years old
Residential Address
Current UK or international address
Nationality / Country of Residence
As on identity document
Government-Issued Identity Document
Upload a clear, colour photograph of one of the following valid documents:
Passport
Preferred — most widely accepted
National ID Card
Government issued
Driver's Licence
Full licence only
Document requirements: Clear colour photo — all four corners visible — not expired — no reflections or obstructions over any information.
Proof of Address
Verify your current residential address with a document dated within the last 3 months.
Accepted Documents
- Utility bill — last 3 months
- Bank statement — last 3 months
- HMRC / government correspondence
- Council tax bill — current year
Requirements
- Must show your full legal name
- Must show your current address
- Must be dated within 3 months
- Must be issued by official entity
2FA Setup & Account Confirmation
Two-factor authentication is mandatory for all Quantix AI accounts — required before subscription activation and for all subsequent account actions including withdrawals.
2FA Applies To
- • Account login
- • Subscription activation
- • Withdrawal requests
- • Policy acknowledgement
Verification Timeline
Standard Verification
Documents clear and complete — automated review
Manual Review
Compliance team review required
Enhanced Due Diligence
High-value subscriptions, PEPs, or higher-risk profiles
AML Monitoring Framework
How Quantix AI detects and reports suspicious activity
Transaction Monitoring
Automated Monitoring
All subscriber deposit, subscription, and withdrawal activity is monitored in real time for suspicious patterns and behavioural anomalies.
Sanctions Screening
Every subscriber is screened against UK HM Treasury, EU, OFAC, and UN sanctions lists at onboarding and continuously throughout the subscription lifetime.
SAR Reporting
Suspicious Activity Reports filed with the UK National Crime Agency (NCA) as required by law under POCA 2002. No tipping-off to suspects.
Risk Scoring
Each subscriber account is assigned an ongoing risk rating. High-risk profiles trigger Enhanced Due Diligence (EDD) and may result in account review or suspension.
Monitoring Triggers
| Risk Level | Description | Action |
|---|---|---|
| High | Large-value subscription or withdrawal outside normal profile | EDD + Compliance review |
| Medium | Unusual activity patterns or repeated transactions | Enhanced monitoring |
| Pattern Match | Known money laundering or structuring indicators | Immediate account hold |
| PEP / High-Risk | Politically Exposed Person or high-risk jurisdiction | EDD — any amount |
| Sanctions Hit | Match on UK, EU, OFAC, or UN sanctions list | Immediate block + SAR |
Suspicious Activity Reporting — UK NCA
Quantix AI is legally required under POCA 2002 to report any suspicious activity to the UK National Crime Agency. This obligation applies regardless of transaction size. Quantix AI cannot notify any subject that a SAR has been filed (no tipping-off — Terrorism Act 2000 / POCA 2002).
Subscriber Requirements & Obligations
What Quantix AI requires from all subscribers
Required Documents & Information
Individual Subscribers
Basic Information
- • Full legal name (as on ID)
- • Date of birth (18+ required)
- • Nationality and country of residence
- • Current residential address
Supporting Documents
- • Government-issued photo ID (see Section 2)
- • Proof of address — last 3 months
- • Source of funds declaration (Elite tier)
Corporate / Institutional Subscribers
Company Documents
- • Certificate of incorporation
- • Memorandum & Articles of Association
- • Registered business address proof
- • Directors and shareholders list
Authorised Persons
- • Personal KYC for all directors
- • Personal KYC for shareholders (25%+)
- • Board resolution authorising subscription
Subscriber Obligations
Accurate & Complete Information
You must provide accurate, complete, and current information at all times. Providing false information is a criminal offence under UK law.
Update Documents When Required
Update your KYC documents when they expire, when your information changes (address, name), or when requested by Quantix AI's compliance team.
Cooperate with Compliance Requests
Cooperate fully with any Quantix AI compliance investigation or request for additional information — including source of funds documentation for Elite-tier subscriptions.
Own Account Only
Quantix AI accounts are personal — subscribers must not use their account on behalf of any third party without Quantix AI's prior written consent and additional KYC documentation.
Prohibited Activities
Activities that result in immediate account termination and reporting to UK authorities
Strictly Prohibited
Money Laundering
Depositing, layering, or integrating proceeds of crime through any Quantix AI subscription.
Terrorist Financing
Providing, raising, or using funds through Quantix AI for any terrorist purpose — criminal offence under the Terrorism Act 2000.
Identity Fraud
Submitting false, stolen, or altered KYC documentation during onboarding or re-verification.
Sanctions Evasion
Attempting to circumvent UK, EU, US, or UN financial sanctions — including through nominee accounts or misrepresentation of jurisdiction.
Structured Transactions
Deliberately splitting transactions to avoid monitoring thresholds or AML reporting obligations.
Third-Party Use
Operating a Quantix AI subscription account on behalf of an undisclosed third party — without prior compliance approval and additional KYC.
Consequences of Violation
- •Immediate account suspension and subscription termination
- •Funds held pending investigation — not released until cleared by UK authorities
- •Mandatory Suspicious Activity Report (SAR) filed with UK NCA
- •Referral to UK law enforcement and regulatory authorities as required by law
Data Protection & Record Retention
How Quantix AI protects and retains your KYC/AML data
Security Measures
256-bit Encryption
All KYC data encrypted at rest and in transit — AES-256 + TLS.
Triple-Cloud Storage
AWS + GCP + Azure — UK/EU data centres — 99.99% uptime infrastructure.
Full Audit Trail
Complete audit log of all data access and compliance actions — retained alongside subscriber records.
5-Year Minimum Record Retention
Per UK AML law (Money Laundering Regulations 2017), Quantix AI retains the following for a minimum of 5 years after account closure or subscription end:
- All KYC identity documents and verification records
- All subscription and withdrawal transaction records
- All AML monitoring logs and SAR records
- All compliance communications and investigation records
Policy Updates & Contact
How we notify you of changes and how to reach the compliance team
Policy Updates
This AML/KYC Policy may be updated to reflect changes in UK law, regulatory requirements, or Quantix AI's compliance processes. All active subscribers will be notified of material changes:
Notification Methods
- Email to registered account address
- In-platform dashboard notification
- Updated policy published at quantixai.com
- Minimum 5 days' notice before changes take effect
Policy Version
Governing Company
Quantix AI Technologies Ltd.
Jurisdiction
England & Wales, United Kingdom
Review Cycle
Annual — or triggered by regulatory change
Contact — Compliance Department
General Compliance Enquiries
contact@quantixai.com
Postal Address
Compliance Department
Quantix AI Technologies Ltd.
Level 39, One Canada Square
Canary Wharf, London E14 5AB
Suspicious Activity Reports
Report Suspicious Activity
Email: contact@quantixai.com
Subject: SAR — URGENT
Internal SARs are forwarded directly to Quantix AI's compliance officer and, where legally required, to the UK National Crime Agency (NCA).